Taking the occasional vacation is an important part of maintaining your mental health, and these days more and more people are waking up and realizing that a snowboarding adventure is one of the best ways to relax and have a good time while taking in the sights. Nevertheless, many newcomers to snowboarding are deeply unfamiliar with holiday insurance and how they can acquire insurance for their next snowboarding trip that could prove to be a literal life-saver.
Snowboarding is thrilling, fun, yet occasionally risky. Here’s why you should buy insurance for your snowboarding adventure, and why countless others have done it in the past.
Who needs snowboarding insurance?
Getting snowboarding insurance could be the last thing on people’s mind considering they probably already have plenty of insurance back home to deal with. For most, this means not only driving insurance but home and medical insurance too. Even if you are one of the lucky ones with cheap home insurance, it doesn’t mean snowboarding insurance is next on the table. But there are many reasons to consider snowboarding insurance.
Long ago, insurance companies realized that athletes and healthy individuals who loved skiing and snowboarding presented a unique insurance risk, largely because of the injuries and conditions that arise uniquely from snowboarding-related circumstances. It’s not every day that you encounter an avalanche, for instance, so insurers saw it as necessary and wise to offer special vacation packages focused on snowboarding.
This is good news for the average snowboarder, because a small injury can quickly snowball into a literal nightmare if you have bad luck when hitting the slopes. Many people who think they don’t need snowboarding insurance end up suffering from an accident that proves to handicap the rest of their trip and even potentially produce long-term health consequences. Snowboarding has topped the list for outdoor injuries in the past, so don’t think that it’s a mild sport with little consequence to your health.
Recently, a number of companies have announced ambitious plans to offer snowboarding insurance that they hope convinces some athletes to take caution before their next snowboarding adventure. According to the Insurance Journal, for instance, Starr Insurance Companies moved to form an agreement with Safe Descents, Inc, that’s specifically focused on snowboarding insurance. The policy will cover accidental injuries that you incur while skiing or snowboarding at popular resorts. There are many ways that you may need such insurance; field rescue operations to help a stranded skier or snowboarder, for instance, can prove to be immensely costly, especially if they require air support.
Elsewhere, medical repatriation costs and emergency medical evaluations can quickly drive up the costs of your snowboarding adventure. Tourists who came to visit the slopes for just a few days could find themselves in the hospital for weeks at a time if they suffer from a particularly egregious injury when trying to test some new slopes for the first time. All of this adds up to the fact that most people who snowboard need insurance in one way or another.
What to know before you buy
Before you embark on a crusade to pick up the most expensive insurance option for your next snowboard adventure, you should review some common tips that will help you avoid mistakes made by others. You should always review your existing insurance package to deduce what kind of coverage you may enjoy in the event of an injury or snowboarding accident, for instance. Cover the hazardous spots of your coverage in particular to determine if you have special coverage relating to snowboarding at popular resorts.
Similarly, travel insurance is something you may want to consider investing in alongside of snowboarding injury packages if you’re considered that inclement weather could cause you to miss your booking. Ski seasons can devastate local infrastructure, meaning the resort you intend to stay at may have to close the nearby roads if the weather goes south. Knowing about travel insurance as an option to consider is just one tip among many that you should review before buying any insurance package.
Snowboarding is a thrilling adventure that should be enjoyed by as many people as possible, but don’t slip up and think you’re incapable of making a mistake out on the slopes. Even a small accident can quickly spiral out of control where exuberant medical costs are considered. Before your next snowboarding adventure, considering asking your insurance provider about a vacation plan that’s specifically catered around skiing, snowboarding, and hitting the slopes.